March 6, 2003 - During lunch I drove to the bank and refinanced my house at a lower interest rate. I'm going to end up saving about $20 a month for the tenure of the 30 year loan. At 5 PM I drove to my house, picked up my clarinet, and then drove to my parents house to have dinner. The big surprise was that my dad had taken the day off and was cooking steak. It was really good! I was almost late to Southwest Ohio Symphonic Band practice because I was talking to my bad about taxes and stuff, but I was able to get my instrument out and warmed up before the first note so it was all good. Practice was typical. Nothing else eventful happened.